Terms of Service

Last Updated: 07/29/2026

Please read these Terms of Service (“Terms”) carefully before using the Trucker Living Benefit website and services. By accessing or using our website, you agree to be bound by these Terms.

Acceptance of Terms

By accessing and using the Trucker Living Benefit website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Use License

Permission is granted to temporarily access the materials on Trucker Living Benefit’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or “mirror” the materials on any other server

Services Provided

Trucker Living Benefit provides educational information about Indexed Universal Life Insurance and connects truckers with insurance providers. We are not an insurance company and do not issue insurance policies. We act as an intermediary to help you find insurance products that may meet your needs.

No Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute insurance, financial, legal, or tax advice. You should consult with qualified professionals regarding your specific insurance, financial, legal, or tax situation before making any decisions.

User Accounts and Information

When you create an account or submit information through our website, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your information to keep it accurate, current, and complete
• Maintain the security of your account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

Prohibited Uses

You may not use our website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
• In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the website

Intellectual Property

The website and its original content, features, and functionality are owned by Trucker Living Benefit and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Disclaimer

The materials on Trucker Living Benefit’s website are provided on an “as is” basis. Trucker Living Benefit makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Trucker Living Benefit does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations of Liability

In no event shall Trucker Living Benefit or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Trucker Living Benefit’s website, even if Trucker Living Benefit or an authorized representative has been notified orally or in writing of the possibility of such damage.

Revisions and Errata

The materials appearing on Trucker Living Benefit’s website could include technical, typographical, or photographic errors. Trucker Living Benefit does not warrant that any of the materials on its website are accurate, complete, or current. Trucker Living Benefit may make changes to the materials contained on its website at any time without notice.

Links to Third-Party Sites

Our website may contain links to third-party websites or services that are not owned or controlled by Trucker Living Benefit. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Trucker Living Benefit shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

Modifications to Terms

Trucker Living Benefit may revise these Terms of Service at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Important Disclosures

Trucker Living Benefit is not an insurance agency, insurance broker, or insurance company. We do not sell, underwrite, or bind insurance policies. The information provided on this website is general and educational in nature and should not be construed as insurance, legal, tax, or financial advice. Consult a licensed insurance professional, attorney, or tax advisor regarding your specific situation.

Service and Marketing Partners

By submitting your information through this website, you acknowledge and agree that Trucker Living Benefit may share, sell, rent, or otherwise distribute your personal information to third-party partners, including licensed insurance agents, brokerages, carriers, lead buyers, and marketing partners, for the purpose of contacting you regarding insurance or financial products and services that may be of interest to you. These third-party partners are not employed by, licensed with, or otherwise affiliated with Trucker Living Benefit. Trucker Living Benefit does not guarantee, endorse, or assume responsibility for any products, services, or advice offered by these third parties. You may be contacted by phone call, text message, email, or other communication methods, including through automated technology or prerecorded messages, where permitted by law.

Contact Information

If you have any questions about these Terms of Service, please contact us: