Trucker Living Benefit was built around one idea: your insurance should work for you long before you ever pass away. Get coverage that grows tax-deferred, moves with you between jobs, and pays out if illness or injury takes you off the road.
Most life insurance only pays out when you’re gone. Trucker Living Benefit is built differently — your policy can pay out while you’re alive, if a qualifying critical or chronic illness ever sidelines you. On top of that, you get permanent protection and cash value that grows tax-deferred, so the same policy is working for your family today and your retirement tomorrow.
If a covered illness keeps you out of the cab, you can access your benefit while you're still alive — not just your beneficiaries after you're gone.
Pull from your policy's cash value in retirement through loans, generally without owing income tax on the money.
Your cash value tracks a market index for growth, but a guaranteed floor means market crashes don't erase what you've built.
Slow season? Adjust your payment. Trucking income isn't steady, so your coverage shouldn't demand that it is.
Ready to see what a policy built for truckers actually looks like?